This bank offers up to 8.50% rate to senior citizens

Published 17 July 2026 · india

Latest Unity Small Finance Bank FD interest rates Tenure General FD Rates (% p.a.) Senior Citizen FD Rates (% p.a.) 7–14 Days 4.00% 4.00% 15–45

Latest Unity Small Finance Bank FD interest rates Tenure General FD Rates (% p.a.) Senior Citizen FD Rates (% p.a.) 7–14 Days 4.00% 4.00% 15–45 Days 4.00% 4.00% 46–60 Days 4.75% 5.25% 61–90 Days 5.00% 5.50% 91–164 Days 5.00% 5.50% 165 Days – 6 Months 5.50% 6.00% More than 6 Months – 201 Days 6.25% 6.75% 202–364 Days 6.25% 6.75% 12 Months 7.50% 8.00% 12 Months – 1 Day 6.50% 7.00% More than 12 Months 1 Day – 500 Days 6.50% 7.00% 501 Days 8.00% 8.50% 502 Days – 18 Months 6.75% 7.25% More than 18 Months – 700 Days 6.75% 7.25% 701 Days 6.75% 7.25% 702–998 Days 6.75% 7.25% 999 Days – 34 Months 6.75% 7.25% More than 34 Months – 36 Months 6.75% 7.25% More than 36 Months – 60 Months 6.75% 7.25% More than 60 Months – 120 Months 6.00% 6.50% Unity Small Finance Bank savings account interest rates Premature FD withdrawal Bank Name Interest Rates (p.a.) Highest slab % Tenure SMALL FINANCE BANKS AU Small Finance Bank 7.9 30 months 1 day to 36 months Equitas Small Finance Bank 8.5 3 years 1 day (Maxima FD) ESAF Small Finance Bank 8.25 2 years to less than 3 years Jana Small Finance Bank 8.3 Above 2 years to 3 years Shivalik Small Finance Bank 8.5 23 months 1 day to 27 months slice Small Finance Bank 7.75 18 months 1 day to 18 months 2 days Suryoday Small Finance Bank 8.25 30 months Ujjivan Small Finance Bank 8.3 2 years Utkarsh Small Finance Bank 8.25 666 days Source- Paisabazaar Unity Small Finance Bank has revised its fixed deposit (FD) interest rates on certain tenures.

Following the latest revision, the SFB now offers its highest interest rate to senior citizens on its 501-day FD where depositors can earn up to 8.50% rate per annum. General customers can get up to 8.00% rate on the same tenure. Here's a look at the revised FD and savings account interest rates of Unity Small

Finance Bank.The bank increased the interest rates on its 501-day FDs. While regular investors would earn 8.00% p.a. on their deposits, senior citizens will earn 8.50% on the same tenure.On its savings accounts, Unity Small Finance Bank offers an interest rate of 7% p.a. on deposits greater than Rs 10 lakh, and 6% on p.a. on

deposits greater than Rs 1 lakh and up to Rs 10 lakh.As per a Unity Small Finance Bank press release, “For the premature withdrawal of fixed deposit and recurring deposits, a premature penalty of 1.00% will be charged to the rate applicable for the period the deposit has remained with the bank.Small savings bank FD interest rates(Senior citizens)