4th of July: Are banks, stock market, Walmart shut across US? Check what's open and close

Published 4 July 2026 · finance

The July 4 festivities are all set to kick in across the United States on Saturday. It marks the US' 250th anniversary of its independence

The July 4 festivities are all set to kick in across the United States on Saturday. It marks the US' 250th anniversary of its independence. Millions of Americans are expected to gather to celebrate at fireworks displays and barbecues. Because July 4 falls on a Saturday this year, companies may observe the holiday on July 3, CBS News reported. Most retail stores will be open on Friday. Read on to know which stores and services are open July 3 and 4, 2026. Will banks be open? Major banks, including JPMorgan Chase, Bank of America and Wells Fargo, will remain open on Friday, July 3. Most banks close on July 4 for Independence Day, according to their holiday schedules. Quick answers to key questions • 5 QUESTIONS 1 Will major banks be open on July 4, 2026? ⌵ Most major banks, including JPMorgan Chase, Bank of America, and Wells Fargo, will be closed on July 4 for Independence Day. Customers should check with their local branch for details. 2 What stores are open on July 4, 2026? ⌵ Stores like Walmart, Target, Chick-fil-A, and McDonald's will be open during their regular hours on July 4, 2026. However, some stores may have modified hours, so it's best to check local listings. 3 Why do we celebrate the Fourth of July? ⌵ The Fourth of July commemorates the adoption of the Declaration of Independence on July 4, 1776, marking the United States' independence from Great Britain.

4 Is the stock market open on July 4, 2026? ⌵ The stock market will be closed on July 3 in observance of Independence Day, and trading will resume on Monday, July 6, at 9:30 AM ET. 5 Are postal services available on July 4, 2026? ⌵ No, USPS will close its stores and suspend mail delivery on July 4, 2026, with services resuming on Monday, July 6. Customers are encouraged to check with their local branch. Online banking services and ATMs will remain available. Are government offices closed on the Fourth of July? Federal offices, courts and many state and local government agencies will be closed on July 4. Many DMV locations, Social Security offices and public libraries will also be closed, though hours can vary by jurisdiction. Meanwhile, most federal employees receive a paid holiday for Independence Day. Because July Fourth falls on a Saturday this year, many federal workers observed the holiday on Friday, July 3. State and local government schedules may vary. Will the stock market be open? The stock market will be closed on Friday, July 3, in observance of Independence Day. Trading will resume on Monday, July 6, at 9:30 am. ET. What stores will be open? The following stores are open during regular hours on July 3-4. Local store hours may vary by location. Applebee's Burger King Chick-fil-A CVS Pharmacy (some stores/pharmacies may have reduced hours, a spokesperson said) Domino's Dollar General Food Lion IHOP KFC Kroger (most stores will be open with a few exceptions, a spokesperson said) Lowe's Macy's McDonald's Stop & Shop Target Walmart Also Read | India, Israel set to resume FTA talks after July According to CBS, the following stores have regular July 3 hours but have modified hours on July 4 Best Buy will open at 10 a.m. and close at 7 p.m. IKEA stores will open at 10 a.m. and close at 6:00 p.m. JCPenney will open at 10 a.m. (shoppers should check with their local store location for closing hours) Marshalls stores will close at 8 p.m. Nordstrom (some stores have special July 4 holiday hours) HomeGoods stores will close at 8 p.m. Homesense stores will close at 8 p.m. Michaels stores will close at 6 p.m. Petco stores will close at 7 p.m. Trader Joe's stores will close at 5 p.m. TJ Maxx stores will close at 8 p.m. Sierra stores will close at 8 p.m. Whole Foods stores will close at 6 p.m. Also Read | US Independence Day 2026: Check July 4 store hours and status Is Costco open?