Synopsis Indian banks witnessed a surge in lending during the April-June quarter, outpacing deposit growth and widening the funding gap. This trend, driven by robust
Synopsis Indian banks witnessed a surge in lending during the April-June quarter, outpacing deposit growth and widening the funding gap. This trend, driven by robust demand from corporate and retail sectors, has pushed the loan-to-deposit ratio to a decade-high, raising concerns about funding sustainability. While some lenders saw deposits decline, others maintained a balance, reflecting varied strategies amidst intense competition.
Published: July 4, 2026 โข 1:55 PM IST ยท Updated: July 4, 2026 โข 2:37 PM ISTBy TheBriefWire Editorial Team
Key points
Synopsis Indian banks witnessed a surge in lending during the April-June quarter, outpacing deposit growth and widening the funding gap.
This trend, driven by robust demand from corporate and retail sectors, has pushed the loan-to-deposit ratio to a decade-high, raising concerns about funding sustainability.
While some lenders saw deposits decline, others maintained a balance, reflecting varied strategies amidst intense competition.