ET Wealth | What insurance covers and excludes

Published 15 June 2026 · health

Synopsis Rising demand for weight-loss drugs, cosmetic procedures and wellness treatments is creating a growing out-of-pocket healthcare expense category in India. Most such interventions—including Botox

Synopsis Rising demand for weight-loss drugs, cosmetic procedures and wellness treatments is creating a growing out-of-pocket healthcare expense category in India. Most such interventions—including Botox, anti-obesity drugs, LASIK and thread lifts—are excluded from standard health insurance unless deemed medically necessary. Experts advise understanding policy exclusions and avoiding EMIs for elective treatments.

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