AI agents for UPI payments so you never miss a deal

Published 12 June 2026 · tech

Synopsis The P3P AI agent can complete a UPI payment without any human authentication. However, the human still stays in control. Currently, AI agents need

Synopsis The P3P AI agent can complete a UPI payment without any human authentication. However, the human still stays in control. Currently, AI agents need a human authentication step, an MPIN, to make any payments. Pine Labs has removed this wall. It builds on UPI’s existing mandate framework - UPI One Time Mandates (OTM) and Reserve Pay.

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