12 Years Of Modi Government: 10 Schemes That Changed Everyday Life For Millions

Published 10 June 2026 · politics

12 Years Of Modi Government: 10 Schemes That Changed Everyday Life For Millions Published By, Last Updated: June 10, 2026, 11:19 IST As PM Modi

12 Years Of Modi Government: 10 Schemes That Changed Everyday Life For Millions Published By, Last Updated: June 10, 2026, 11:19 IST As PM Modi becomes India’s longest-serving elected Prime Minister, here is a look at 10 welfare and delivery-focused schemes that reshaped daily life for crores of Indians. 12 years of Modi government. (AI-generated image). Prime Minister Narendra Modi on Wednesday marked a major political milestone, becoming India’s longest continuously serving elected Prime Minister after completing 4,399 consecutive days in office and surpassing Jawaharlal Nehru’s elected tenure. The milestone comes as the Modi government completes 12 years in power, a period in which welfare delivery has become one of the central pillars of its governance model. From bank accounts and toilets to LPG cylinders, health cover, pucca houses, tap water and digital payments, several schemes launched or expanded since 2014 have changed how millions of Indians access basic services. हमारी सरकार के बीते 12 वर्ष विश्वास, विकास और जनकल्याण को समर्पित रहे हैं। 140 करोड़ देशवासियों के आशीर्वाद और राष्ट्र प्रथम की भावना से हमने युवाओं, महिलाओं और अपने किसान भाई-बहनों को सशक्त बनाने में कोई कोर-कसर नहीं छोड़ी है। यह हमारे अथक प्रयासों का ही परिणाम है कि… pic.twitter.com/URtsOWF4BT— Narendra Modi (@narendramodi) June 9, 2026 Here are 10 major schemes and initiatives from the Modi government years that changed everyday life for crores of Indians. Pradhan Mantri Jan Dhan Yojana: Bank Accounts For The Unbanked Launched on August 28, 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) became the foundation of the Modi government’s financial inclusion push. The scheme aimed to provide a basic bank account to every unbanked adult. Accounts opened under PMJDY come with a free RuPay debit card, an in-built accident insurance cover of Rs 2 lakh and an overdraft facility of up to Rs 10,000, giving millions of people access to formal banking and emergency support. More than 58.3 crore beneficiaries have opened accounts under the scheme so far, with a balance of over Rs 3 lakh crore lying in these accounts. The network of 13.55 lakh Bank Mitras has also helped extend branchless banking services, especially in rural and semi-urban areas. The real importance of Jan Dhan was not just account opening. It created the base for direct benefit transfers, allowing welfare payments and subsidies to reach beneficiaries directly, including during the Covid-19 pandemic. Swachh Bharat Mission: Dignity And Safety For Women The Swachh Bharat Mission was launched on October 2, 2014, as a nationwide cleanliness and sanitation movement, but its most visible impact was inside rural homes.