UPI stays free; select merchants may pay MDR

Published 8 August 2026 · politics

Synopsis Consumers will not face any charges for UPI payments. Most merchant transactions will also remain free of cost. Any future charges will apply to

Synopsis Consumers will not face any charges for UPI payments. Most merchant transactions will also remain free of cost. Any future charges will apply to limited merchant transactions above a threshold. This move aims to ensure UPI's long-term sustainability and technological advancement. The government stated UPI will remain free for citizens.

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