I am wealthy: Diary exposes railway officer, daughter's Rs 1.67-crore loan fraud
A father-daughter duo has been arrested in Uttar Pradesh's Gorakhpur for allegedly cheating multiple people through a personal loan fraud worth over Rs 1.67 crore
A father-daughter duo has been arrested in Uttar Pradesh's Gorakhpur for allegedly cheating multiple people through a personal loan fraud worth over Rs 1.67 crore. The accused are Dhruv Narayan Singh, a railway station superintendent who was posted at Sahjanwa railway station, and his daughter Garima Singh. According to police, Garima married contractor Bhanu Pratap Singh, a resident of Kushinagar, in 2020. When his contracting business declined, he moved to Gorakhpur and began living with his in-laws. Read Full Story During the investigation, police recovered a diary allegedly belonging to Garima Singh that they claim reflected her obsession with becoming wealthy. One of the entries allegedly read: "I, Garima Singh, am the owner of billions of rupees. I have luxury cars and immense wealth.
Thank you, God." Police said she had written similar affirmations on different dates. HOW THE FRAUD CAME TO LIGHT The case surfaced after Satya Prakash Singh, also a station superintendent in the Railways, approached the AIIMS police station on August 1 with a written complaint. He alleged that Dhruv Narayan Singh had introduced him to his daughter Garima, who claimed she could help him settle his existing car loan. According to the complaint, she told him that he would first have to take a personal loan, the proceeds of which would be transferred to his bank account, while she would pay the monthly EMIs. Using his documents, Garima allegedly secured personal loans worth Rs 1.67 crore from six banks -- HDFC Bank, State Bank of India, YES Bank, ICICI Bank, SMFG and Bandhan Bank.
After the loan amount was credited, Garima allegedly assured the complainant that she would repay the entire loan and also arrange for his car loan to be waived. She also transferred Rs 10 lakh into his account, claiming it was his share of the benefit, while promising to continue paying the EMIs. Police said Garima paid the instalments for about three months before stopping. When banks began contacting Satya Prakash Singh over unpaid dues, he repeatedly approached Garima, who allegedly kept assuring him that everything would be resolved. After the defaults continued, he filed a formal complaint with the police. POLICE ACTION Following the complaint, AIIMS police registered a case against Garima Singh, her father Dhruv Narayan Singh, her husband Bhanu Pratap Singh, and their alleged associates -- Vishal Yadav, Rajendra Kumar, Chandra Prakash, Dinkar Mani and Sanjay Singh.
The BriefWire