IDBI Bank Q1FY27 results today: Net profit up 5% to ₹2,115 crore, business grows 15% YoY — Here's all we know

Published 18 July 2026 · india

IDBI Bank released its Q1FY27 earnings today, reporting net profit of ₹2,115 crore, up 9% quarter-on-quarter (QoQ) and 5% year-on-year (YoY), as against profit of

IDBI Bank released its Q1FY27 earnings today, reporting net profit of ₹2,115 crore, up 9% quarter-on-quarter (QoQ) and 5% year-on-year (YoY), as against profit of ₹2,007 crore recorded in Q1FY26. Operating profit stood at ₹2,168 crore, it said. The bank saw net interest income (NII) grew 10% to ₹3,486 crore, compared to ₹3,166 crore in Q1FY26, according to its filing with the exchanges today. The bank's board of directors met today and approved financial results for the quarter ended 30 June 2026. Business up 10% compared to previous year Further, total business is up 15% YoY at ₹5,84,725 crore, where net deposits are up 10% YoY to ₹3,25,757 crore as on 30 June 2026 against ₹2,96,782 crore for the same period last year. Net advances also grew by 22% YoY to stand at ₹2,58,968 crore against ₹2,11,907 crore the previous year. Quick answers to key questions • 5 QUESTIONS 1 What was IDBI Bank's net profit in Q1FY27?

⌵ IDBI Bank reported a net profit of ₹2,115 crore for Q1FY27, which is a 5% increase year-on-year. 2 How much did IDBI Bank's net interest income grow in Q1FY27? ⌵ In Q1FY27, IDBI Bank's net interest income grew by 10% to ₹3,486 crore compared to ₹3,166 crore in Q1FY26. 3 Why did IDBI Bank's gross NPAs decrease in Q1FY27? ⌵ IDBI Bank's gross non-performing assets (NPAs) decreased to 2.30% from 2.93% the previous year due to improved asset quality management. 4 What improvements did IDBI Bank achieve in its credit and deposit ratios? ⌵ IDBI Bank's Credit Deposit Ratio improved to 79.50% in Q1FY27, an increase of 810 bps year-on-year, while deposits were up 10% year-on-year. 5 How does IDBI Bank's performance compare to other banks in Q1FY27? ⌵ While IDBI Bank saw a 5% increase in net profit, other banks like ICICI Bank and Yes Bank reported greater growths of 16% and 33.7% respectively.

CASA (Current Account Savings Account) stood at ₹1,42,162 crore, up by 7% from ₹1,32,467 crore the previous year. The bank informed that CASA ratio stood at 43.64% as on 30 June 2026. Gross NPAs down to 2,30%, net NPAs see reduction The filing with the stock exchanges on 18 July noted that the lender's gross NPAs have improved to 2.30% compared to 2.93% the previous year and 2.32% in March 2026. This is a reduction by 63 bps YoY. Meanwhile net NPAs are down to 0.16% as against 0.21% last year, reduction by 5 bps YoY. The release added that Provision Coverage Ratio (including technical write-offs) stood at 99.31% — notably, PCR has been consistently above 99% since September 2023, according to the bank. Further, Return on Assets (ROA) stood at 1.89%, showing growth of 14 bps QoQ and CRAR stood at 26.92%, improved by 153 bps YoY and 27 bps QoQ.